The dream of homeownership
is achievable

Thank you for your interest in becoming a Raritan Valley Habitat for Humanity homeowner. We believe that everyone should have a safe, affordable place to live. Partnering with income-eligible applicants, RV Habitat builds strength, stability, and self-reliance through shelter.

Qualified future homeowners participate in building their homes, prepare for the various responsibilities of homeownership through educational workshops, and ultimately pay an affordable mortgage provided by RV Habitat for Humanity.

Future homeowners are responsible for contributing “sweat equity,” in addition to their closing costs and monthly mortgage payments. Households with two adult homeowners contribute 500 hours before closing, and households with only one adult homeowner contribute 250 hours. Sweat equity includes work on the house build sites, workshops, and more. Reasonable accommodations will be made for future homeowners who are unable to perform recommended sweat equity tasks due to disability.